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Could you beat the State Pension with £200 per month?

first_imgValue of fund @£200/mo. No. Years I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Could you beat the State Pension with £200 per month? I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. £117,804 Many of us worry about whether we’ll be able to support ourselves when we reach retirement age.The current State Pension of £168.60 is a useful extra, but for many of us it’s just won’t be enough to live on.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…In this article I want to talk about building your own retirement fund to provide extra passive income when you retire. I’ll look at what you might realistically expect to achieve with £200 per month and consider other factors that will affect your future wealth.Start nowIf you want to build a retirement fund that will match or beat the State Pension, then the first thing you should do is start investing today.Don’t worry about exactly how much you can save each month. It doesn’t have to be £200, or even £100. Using a Stocks and Shares ISA, you can save as little as £25 into a low-cost FTSE 100 tracker fund.The power of compounding means that the sooner you start, the bigger your eventual returns will be.Here’s a quick table showing how much you could expect to save over different time periods. £459,745 Our 6 ‘Best Buys Now’ Shares Amount needed to match State Pension Roland Head has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Berkshire Hathaway (B shares) and recommends the following options: long January 2021 $200 calls on Berkshire Hathaway (B shares), short January 2021 $200 puts on Berkshire Hathaway (B shares), and short January 2020 $220 calls on Berkshire Hathaway (B shares). Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Roland Head | Saturday, 11th January, 2020 £588,512 “This Stock Could Be Like Buying Amazon in 1997” I’ve based my sums on an 8% annual return, which is typical of the long-term performance of the UK stock market. I’ve also estimated the minimum fund size I think you’d need to match the State Pension, after inflation, based on a 4% annual withdrawal rate.You’ll notice that unless you’re starting in your late 20s, £200 per month probably won’t be enough to match the State Pension when you retire. That doesn’t mean saving isn’t worthwhile – any extra income when you retire is always going to be a bonus.However, what if your goal is to double the State Pension? What are your options?Be like BuffettIf you want to save £200 for 20 years and be able to match the State Pension, my sums suggest you’ll need to achieve an average annual return of about 16%. To be honest, I think that’s a pretty tough challenge.Warren Buffett has achieved an average annual return of about 20% over many decades. But he’s one of the greatest investors the world has ever seen. Most of us aren’t Buffett and won’t perform this well over such long periods.Of course, if you’re able to save more each month then you’ll be able to match the State Pension more easily. My sums suggest that saving about £600 per month for 20 years should be enough.Please don’t do thisThere are only two things I wouldn’t do. The first is to invest all my cash into one or two high-risk shares in the hope of making huge gains quickly. More often than not, these speculative trades end up delivering big losses.The second thing I’d avoid is selling shares during a market crash. If the whole market crashes, then there’s probably nothing much wrong with your shares. It’s just the market cycle.My advice would be to keep paying in each month. While prices are down, you’ll get more shares for your cash. And when the market recovers – which it normally does – the value of your investments will rise more quickly.Remember the old saying – it’s time in the market that counts, not timing the market. 20 £359,152 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images £298,072 40 £698,201 Simply click below to discover how you can take advantage of this. 30 See all posts by Roland Headlast_img read more

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Why has the IWG share price crashed this week?

first_img Image source: Getty Images Why has the IWG share price crashed this week? Enter Your Email Address There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! Alan Oscroft | Tuesday, 8th June, 2021 | More on: IWG Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Shares in IWG (LSE: IWG), previously known as Regus, started the week with a slump. The office space provider ended Monday 10% down at 330p. At one point, the IWG share price had fallen almost 18%.It’s all down to the day’s trading update, which addressed “the prolonged impact of the COVID-19 pandemic in some of the Group’s markets.”5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…In markets where pandemic restrictions are being eased, occupancy is improving. And there’s “an increasing pipeline of corporate customers on network-wide deals.” But continued lockdown in some markets, coupled with the emergence of new virus strains, looks like hurting the bottom line in 2021. And that’s what led to the sell off and the IWG share price slide.Bad news for 2021 resultsOverall occupancy recovery has been lower than IWG had expected. The company said: “Accordingly, this will delay the anticipated recovery in our business and, given the operational gearing of the Group, is expected to have a significant impact on the Group’s results for 2021, with underlying Group EBITDA for 2021 now expected to be well below the level in 2020.”Considering the restrained speak that companies tend to use in announcements like this, I wonder just how bad “well below” might turn out to be. There’s another thing that concerns me about this latest update too, and which I suspect must have made the IWG share price reaction even worse. It’s the change in sentiment from IWG’s previous trading update.As recently as 27 April, IWG said: “Q1 2021 provides a clear inflection point, with occupancy stabilising in February and improving in March. We expect this momentum to continue throughout Q2.” Still, the past couple of months could have gone either way. And I can easily forgive a bit too much optimism at Q1 time. But with hindsight, it seems a little more caution was warranted.IWG share price valuationIs the IWG share price low enough to make me want to buy? It’s difficult to value the shares right now. IWG reported a statutory pre-tax loss of £620m in 2020, following a profit of £55m in 2019. Against that, the company claimed a positive adjusted EBITDA figure of £134m. That’s pre-IFRS 16, which is complicated by lease liabilities — and those can look misleading for a company in the office leasing business.But it means I can’t make much sense of where 2021 might go. I just know it should come in well below 2020.In situations like this, I turn to the balance sheet. And that looks mixed. Reported net debt (excluding those lease liabilities) stood at £351m. To put that into perspective, IWG put its year-end net debt to EBITDA multiple at 2.7 times. And that’s a good bit higher than the 1.5 to 2 times levels I’m more comfortable with. On the upside, that’s based on a bad year for earnings. But on the downside, we’re in for an even worse one this year.Sufficient liquidity?IWG reported liquidity headroom of £802m at 31 December 2020. But that has to last not just this year, but presumably until we see a return to actual (rather than adjusted) cash profits coming in again. That uncertainty is too much for me and I’ll wait at least until first-half results in August. Until then, I expect some IWG share price volatility. Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Alan Oscroft Simply click below to discover how you can take advantage of this. Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shareslast_img read more

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Richie Vernon’s big handoff against Cardiff Blues

first_imgTuesday Feb 18, 2014 Richie Vernon’s big handoff against Cardiff Blues Nice fend from Glasgow Warriors’ Richie Vernon on Cardiff Blues’ Dafydd Hewitt during their RaboDirect PRO12 match in Cardiff at the weekend. As you can see, Hewitt went a little high, allowing Vernon to easily swat him away. The Warriors won the game 27-20.You can view more fends, handoffs and ‘dont argues’ in the Related Posts belowADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error See it to Believe it Related Articles 25 WEEKS AGO WATCH: Experts explain what actually happens… 26 WEEKS AGO WATCH: Leigh Halfpenny makes yet another… 26 WEEKS AGO Parisse alley-oop magic sets up brilliant… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: She Removes Her Wrinkles With This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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Get to know more about Gloucester and England wing Jonny May

first_imgWednesday Feb 4, 2015 Get to know more about Gloucester and England wing Jonny May Jonny May has been selected for England against Wales in this weekend’s Six Nations opener on Friday night. Here is a great video put together by LV= that is an intimate look at how he rose to prominence, from his days at Wotton Basset rugby club, to scoring against the All Blacks.As a youngster May always dreamed of playing for England. He started making strides in that direction when playing for Gloucester in the LV= Cup in 2012. Two years later and he has 11 caps to his name, as well as one of Twickenham’s greatest ever solo tries under his belt.In this film Jonny and his father Peter tell us how the support of the family and friends, as well as the breaks he got from his performances in the LV= Cup, have helped get him to where he is now.For more interesting videos of this nature, take a look at our Player Features sectionADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Player Features Related Articles 28 WEEKS AGO New Zealand rugby pod admit Owen Farrell… 29 WEEKS AGO WATCH: Bath prop launches Amazon documentary… 30 WEEKS AGO The highs and lows of Yoann Huget after he… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: She Removes Her Wrinkles With This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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SP Residence / Weber Arquitectos

first_img 2016 Area:  319 m² Year Completion year of this architecture project Projects SP Residence / Weber Arquitectos ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/875154/sp-residence-fernando-weber Clipboard SP Residence / Weber ArquitectosSave this projectSaveSP Residence / Weber Arquitectos Save this picture!© Alfonso de Béjar+ 12 Share “COPY” Houses CopyAbout this officeWeber ArquitectosOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesValle de BravoMexicoPublished on July 06, 2017Cite: “SP Residence / Weber Arquitectos” 06 Jul 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MGlass Finish – FASARA™ Fabric/WashiPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WoodParklex International S.L.Wood Finishes in Landaburu BordaSinksBradley Corporation USASinks – Frequency® FL-SeriesMetallicsTrimoFire Resistant Panel – Trimoterm FTVSkylightsVELUX CommercialModular Skylights – Northlight 40-90°SinksAcquabellaSink – LeviCurtain WallsRabel Aluminium SystemsMinimal Curtain Wall – Rabel 35000 Slim Super ThermalWoodBlumer LehmannData Processing for Wood ProjectsPorcelain StonewareCeramiche KeopeCeramic Tiles – EvokeChairs / StoolsBassamFellowsSpindle Chair and StoolMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: Weber Arquitectos Area Area of this architecture projectcenter_img ArchDaily Year:  Mexico Photographs Photographs:  Alfonso de Béjar Manufacturers Brands with products used in this architecture project “COPY” CopyHouses•Valle de Bravo, Mexico ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/875154/sp-residence-fernando-weber Clipboard Manufacturers: Barros y Canteras Moreno, Caste, Home Depot, construramaProject Direction:Fernanda Martínez, Javier F. GranadosConstruction Management:Gerardo VázquezCollaborators:Pedro ParedesCity:Valle de BravoCountry:MexicoMore SpecsLess SpecsSave this picture!© Alfonso de BéjarText description provided by the architects. SP Residence occupies an approximately 4000 m2 site in Valle de Bravo, Mexico State, in a privileged enclave surrounded by woodlands. The residence sits on a slightly sloping site at its highest point, with a southern exposure that frames optimal views.Save this picture!© Alfonso de BéjarSave this picture!PlanSave this picture!© Alfonso de BéjarGiven the spectacular natural setting, it was of paramount importance to design a house of light, simple conception that would not upset the area’s innate harmonies. An L-shaped floor plan was chosen that established both a daytime wing (home to the kitchen, utility room, living-dining room and terrace) as well as the nighttime counterpart (featuring four bedrooms). An equally simple structural system is based on a concrete “skeleton” within which the residence is constructed. Exterior wood walls echo the material conditions of the site, emphasizing a contrast to the structure. Within this subtle composition of façades, the roof above the living-dining area is especially notable; its height and lightness privilege this area of the house.Save this picture!© Alfonso de BéjarProject gallerySee allShow lessStefano Boeri Architetti Wins Competition for First Dutch Vertical ForestUnbuilt ProjectFoster + Partners-led Apple Store Transformation of DC’s Historic Carnegie Library G…Architecture News Sharelast_img read more

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House CR / dmvA

first_img Houses Area:  195 m² Year Completion year of this architecture project Architect In Charge:David Claes, Liesje ReyskensTeam:David Driesen, Tom Verschueren, Gert-Jan SchulteGeneral Contractor:Danny PhiltjensConcept:White IconCity:ZonhovenCountry:BelgiumMore SpecsLess SpecsSave this picture!© Sergio PirroneRecommended ProductsMetallicsTECU®Copper Surface – Classic CoatedWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40DoorsLinvisibileLinvisibile Curved Hinged Door | AlbaEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsText description provided by the architects. Liesje Reyskens is a young Belgian art photographer. She prefers working with young cute models, portrayed as dolls in a colourful, pink and barbie-like world.  Save this picture!© Sergio PirroneThe Flemish rural development is characterized by a ribbon development.  Along the main roads, you will find a lot of detached and semi-detached houses.  The brief of our client was to design a contemporary house with integrated workspace that could be used as exhibition space as well.Save this picture!© Sergio PirroneKeywords in her program of requirements were flexibility, light, privacy and the tight budget.The biggest challenge was to give an architectural response to the adjacent house on the left side of the building plot.Save this picture!SectiondmvA started designing by searching for the ideal form that fitted in with the adjacent house. The new building consists of an almost completely closed ground floor and a rather small upper structure with a gabled roof.   Save this picture!© Sergio PirronedmvA designed a completely open living and workspace, structured and divided into different sections by three inner courtyards.  The patio’s act as light-catchers and ‘ambiance generators’.Save this picture!Ground FloordmvA wanted to create an icon, a landmark, as a response to the often-ridiculous building regulations and the unadapted town planning regulations in Flanders. So they opted for white and smooth plasterwork as finishing material for all facades. To reinforce the monolith character of the new building, the gabled roof is finished by white tiles.Save this picture!© Sergio PirroneTo reduce energy cost, dmvA opted for a green roof.  The side facade of the archetype-like superstructure is finished as a double skin, consisting of horizontal white aluminium bars and hanging flower boxes.  Pink flowers refer to the work of the photographer. Save this picture!© Sergio PirroneAnecdotes:° A common friend, Renee Pijpers, gallery owner from Albus Lux, introduced dmvA to Liesje Reyskens° Liesje Reyskens won in 2008 the ‘Canvascollectie’ an art competition for young and starting artists in Flanders annually organized by the Belgian TV channel.° The building plot before commencement of constructionProject gallerySee allShow lessLE LOGEMENT EN QUESTIONS / HOUSING IN QUESTION(S)IdeasMicro Courtyard House / Atelier Kaiser ShenSelected Projects Share Architects: dmvA Area Area of this architecture project Save this picture!© Sergio Pirrone+ 70Curated by Danae Santibañez Share House CR / dmvASave this projectSaveHouse CR / dmvA Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/892664/house-cr-dmva Clipboard “COPY” “COPY” House CR / dmvA 2017 Photographs Belgium ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/892664/house-cr-dmva Clipboard Photographs:  Sergio Pirrone Manufacturers Brands with products used in this architecture project ArchDaily CopyHouses•Zonhoven, Belgium ASB Manufacturers: Facade, Flat roof, Flat roof structure, Flooring: polished concrete, Gable roof, Glazing, Kitchen, Load bearing walls, Patio’s, Windows Structural Engineer: Year:  CopyAbout this officedmvAOfficeFollowProductsSteelConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesZonhovenBelgiumPublished on April 18, 2018Cite: “House CR / dmvA” 18 Apr 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StoneShowerhansgroheShowers – Croma SelectDoorsRaynorGarage Door – Advantage SeriesConcreteSika3D Concrete PrintingSignage / Display SystemsGoppionDisplay Case – Bre-ClassSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeWindowsswissFineLineSliding Windows in Villa LakesideSuspension SystemsMetawellAluminum Panels for Smart CeilingsGlassDip-TechDigital Ceramic Printing in Roofs & CanopiesSound BoothsFrameryMeeting Pod – Framery Q – Flip n’ FoldWall / Ceiling LightsAsaf WeinbroomLighting – Linestra 110 BrassMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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10 cancer charities unite for 2017 World Cancer Day

first_img10 cancer charities unite for 2017 World Cancer Day AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis55 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.  286 total views,  1 views today Supporters are asked to share their support on social media with a photo of themselves wearing their Unity Band with the hashtag #ActofUnity.Kate Lee, Chief Executive at CLIC Sargent, said:”We know we can only win the fight for each young life against cancer if we work as a team of charities and professionals. This World Cancer Day, we want everyone to ‘band together’ behind children and young people like Ryan by donating, wearing a Unity Band and spreading the word. These simple acts will help more young people thrive not just survive after their cancer diagnosis.” Tagged with: Cancer Fundraising Cancer Research UKcenter_img Melanie May | 25 January 2017 | News Ten cancer charities have united for this year’s World Cancer Day. following last year’s event, which saw Cancer Research UK, Breast Cancer Care, Anthony Nolan, and the Movember Foundation collaborate with a campaign for the first time.Cancer Research UK,  Anthony Nolan, Breast Cancer Now, Breast Cancer Care, Marie Curie, Movember Foundation, Bowel Cancer UK, Children’s Cancer & Leukaemia Group, CLIC Sargent, and The Royal Marsden Cancer Charity have all joined forces this year to ask people to wear a Unity Band® on 4th February to show their support and to raise funds. The money will be used to fund research projects and support the work of scientists, doctors and nurses across the UK.Each charity has its own Unity Band®, available in a range of ways including online, from charity shops and from some stores for a suggested donation of £2. The bands are each made from two differently coloured parts knotted together, to represent strength in unity and the power of what can be achieved when people join forces.Three colours are available from Cancer Research UK and for the first time there is also a Cancer Research UK Kids & Teens Unity Band® range for a suggested £1 donation, rose gold and silver bands for £12, a leather band for £6.  287 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis55 A limited edition Stand Up to Cancer black and orange band, as worn by Jamie Laing, Greg Rutherford and Emma Bunton, is also available for £2, while among the other charities taking part, Anthony Nolan is selling a black Unity Band on its site for a suggested £2 donation, Breast Cancer Now has a pink and grey one, CLIC Sargent’s is pink and black, while the Movember Foundation’s is brown and beige.last_img read more

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Information Commissioner’s blog series aims to ‘debunk myths’ on GDPR

first_imgInformation Commissioner’s blog series aims to ‘debunk myths’ on GDPR AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis10 Tagged with: GDPR Information Commissioner  266 total views,  1 views today Melanie May | 1 September 2017 | Newscenter_img The Information Commissioner’s Office is running a series of blogs to ‘bust some of the myths’ around the incoming GDPR.The third in the series was published at the end of August and tackled the ‘myth’ that GDPR is an unnecessary burden on organisations. Written by Steve Wood, the ICO’s Deputy Commissioner for Policy, he argues that the GDPR is an evolution in data protection rather than ‘an onerous imposition of unnecessary and costly red tape’, and points to where criticism on GDPR has focused on its perceived impact on smaller organisations, saying that rather size being relevant, what matters is good information management and building trust.The blog post follows the first two posts, written by Elizabeth Denham and published earlier last month, and explaining firstly the Information Commissioner’s new fining powers with the second looking at the issue of consent. Others will follow on guidance, the burden on business and breach reporting.On fines, Denham warned against ‘scaremongering’ saying that the ICO will not be making early examples of organisations for minor infringements or that maximum fines will become the norm. “The ICO’s commitment to guiding, advising and educating organisations about how to comply with the law will not change under the GDPR. We have always preferred the carrot to the stick.”In her blog on consent, Denham wrote that consent is not a ‘silver bullet’ for the GDPR, pointing to the different lawful bases businesses and organisations will have for processing personal information under the GDPR in addition to consent, including legitimate interests, and urging organisations not to wait for the ICO’s final guidance on consent before beginning preparations.In her first blog, Denham says:“Before the new law comes into effect on 25 May 2018, I feel bound to sort the fact from the fiction.“Because there is a lot of misinformation out there and for many who are new to data protection and the GDPR it’s creating uncertainty.  Organisations that want to get it right – and we know that’s the majority – can sometimes feel like rabbits in the headlights, not knowing which way to leap.”All posts are available to read on the Information Commissioner’s blog. Advertisement About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.  267 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis10last_img read more

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TV satellite operator usurps court’s prerogative to silence Kurdish TV station

first_img News News News Organisation RSF_en Reporters Without Borders is stunned by Paris-based TV satellite operator Eutelsat’s decision yesterday to stop carrying the broadcasts of Copenhagen-based Kurdish TV station Roj TV on the grounds that a Danish court found it guilty of supporting the Kurdistan Workers Party (PKK), an armed separatist group regarded by Turkey as a terrorist organization.“We are shocked by this unilateral and outrageous decision violating freedom of expression,” Reporters Without Borders said. “By suspending carriage of Roj TV’s broadcasts, Eutelsat has done what the Danish court refrained from doing. The Danish did not order the closure of Roj TV, which has appealed against the fine it was ordered to pay. “From China to Iran and Saudi Arabia, Eutelset has already shown its lack of regard for freedom of information. Now it is helping to promote an ‘anti-terrorist’ rhetoric with broader political implications. This is a favourite argument that repressive regimes use to justify their media freedom violations. It is also the pretext Turkey used to jail 30 journalists a month ago. Is the French government, a shareholder in Eutelsat, ready to take reponsibility for this decision?”Eutelsat announced yesterday that, because of the Danish court ruling, it had asked its distributors to stop uplinking Roj TV to its satellites “in order to avoid incurring criminal liability as an accomplice to terrorist activities.”Ruling on 10 January that Roj TV “supported the activities of a terrorist organization” from February 2008 to September 2010, a Copenhagen court ordered the two companies that own it to pay a large fine. But the court did not accede to a request from prosecutors to withdraw its broadcasting licence. The station has appealed against the decision.Roj TV has repeatedly been accused of links with the PKK, embroiled since 1984 in a deadly conflict with the Turkish state that recently gained in intensity. The station’s broadcasts were received in 68 countries. June 2, 2021 Find out more RSF denounces Total’s retaliation against Le Monde for Myanmar story FranceEurope – Central Asia News to go furthercenter_img Receive email alerts FranceEurope – Central Asia January 20, 2012 – Updated on January 20, 2016 TV satellite operator usurps court’s prerogative to silence Kurdish TV station Help by sharing this information “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says June 4, 2021 Find out more Follow the news on France Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU May 10, 2021 Find out morelast_img read more

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NEO Announces Invesco Launch of Leading Index Based Mutual Funds as PTFs

first_img Twitter NEO Announces Invesco Launch of Leading Index Based Mutual Funds as PTFs TORONTO–(BUSINESS WIRE)–Feb 3, 2021– NEO is proud to welcome back Invesco Ltd. (“Invesco”) to celebrate the launch of the first ever passive index tracking Platform Traded Funds (“PTFs™”). Leveraging NEO’s unique fund distribution platform, advisors purchase and redeem PTFs using the same tools as those used for buying and selling ETFs, with the difference of all trades being executed at net asset value. Invesco, a leading global asset manager, has made two ESG ETFs and two ETFs from the QQQ Innovation suite available to Canadian investors as PTFs under a no sales charge (“NSC”) option. This marks the first time a fund manufacturer has made passive index tracking mutual funds available in the form of PTFs to both IIROC and MFDA advisors. “Until today, PTFs have proven to be the most efficient vehicle for distributing, purchasing, and redeeming actively managed mutual funds. But with this exciting product launch from Invesco, PTFs will showcase their capabilities for passive, index tracking mutual funds as well,” noted Jos Schmitt, President and CEO of NEO. “Available exclusively through NEO, PTFs continue to gain popularity within the advisor community as a simple solution that addresses shortcomings with the traditional way of processing mutual funds. We are honoured to partner with Invesco to unlock the world of passive PTFs, for which we know there is substantial demand in the market.” The four new index PTFs, which will generally invest one-for-one in the four corresponding ETFs, include:Invesco S&P 500 ESG Index ETF Fund (NEO:IVESG) – This fund offers access to notable US companies that meet certain ESG criteria while offering similar overall industry group weights to the S&P 500 Index.Invesco S&P/TSX Composite ESG Index ETF Fund (NEO:IESGC) – This fund offers investors access to notable Canadian companies that meet certain ESG criteria while offering similar overall industry group weights to the S&P/TSX Composite Index.Invesco NASDAQ 100 Index ETF Fund (NEO:IQQQM) – On a hedged basis, this fund seeks to replicate the performance of the NASDAQ-100 Index, one of the most recognized large-cap growth indexes, comprised of the largest non-financial companies on the Nasdaq Stock Market.Invesco NASDAQ Next Gen 100 Index ETF Fund (NEO:IQQQJ) – On a hedged basis, this fund seeks to replicate the performance of the NASDAQ Next Generation 100 Index, comprised of the 100 largest non-financial companies listed on the Nasdaq Stock Market, outside of the NASDAQ-100 Index. Having recently celebrated 3 months of history in the U.S., the Invesco NASDAQ 100 Index ETF and the Invesco NASDAQ Next Gen 100 Index ETF have already assembled a combined US$1 billion in assets under management, indicating solid demand within the advisor and investor communities. “We are excited to partner once again with NEO to launch our first four index PTFs, complementing the range of active fixed income and equity PTFs already listed on the NEO platform,” says Jason MacKay, Head of Wealth Management Intermediaries, Invesco Canada. “These products will allow all Canadian investors the ability to access four of Invesco’s most innovative ETF launches of 2020 through the vehicle that best suits their investment objectives.” Investors can trade shares of the Invesco PTFs through their usual investment channels, including full-service dealers. Click here for a complete view of all PTFs. With more than 85 tickers available from 15 asset managers across asset classes, PTFs on NEO have raised over $1.6 billion in assets since their inception. About NEO Founded on the principles of fairness, liquidity, efficiency, and service, NEO is a bold and disruptive capital markets technology firm that has embraced innovation and competition to make Canadian capital markets better. Launched in 2015, the NEO Exchange lists senior companies and investment products seeking a stock exchange that enables investor trust, quality liquidity, and broad awareness including unfettered access to market data. In 2016, NEO introduced Platform Traded Funds, or PTFs™, leveraging a proprietary distribution platform to make the purchase and redemption of mutual funds more efficient for dealers, investment advisors, and investors. Connect with NEO: Website | Twitter|LinkedIn|Instagram About Invesco Ltd. Invesco Ltd. (NYSE:IVZ) is a global independent investment management firm dedicated to delivering an investment experience that helps people get more out of life. Invesco’s distinctive investment teams deliver a comprehensive range of active, passive, and alternative investment capabilities. With offices in 25 countries, Invesco managed US$1.35 trillion in assets on behalf of clients worldwide as of December 31, 2020. For more information, visit invesco.com. Connect with Invesco Canada Ltd.: Website | Twitter|LinkedIn|Facebook Invesco Canada is a shareholder of Aequitas Innovations Inc., the parent company of NEO. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Please read the simplified prospectus before investing. Copies are available from your advisor or Invesco Canada Ltd. View source version on businesswire.com:https://www.businesswire.com/news/home/20210203005644/en/ CONTACT: NEO Adam Bornstein E:[email protected] P: 905.505.2540Invesco Ltd. Stephanie Diiorio [email protected] P: 212.278.9037 KEYWORD: NORTH AMERICA CANADA INDUSTRY KEYWORD: PROFESSIONAL SERVICES FINANCE SOURCE: NEO Exchange Copyright Business Wire 2021. PUB: 02/03/2021 10:55 AM/DISC: 02/03/2021 10:55 AM http://www.businesswire.com/news/home/20210203005644/en WhatsApp Pinterest Pinterest WhatsApp Local NewsBusinesscenter_img Facebook Facebook By Digital AIM Web Support – February 3, 2021 Previous articleWolters Kluwer CT Corporation Survey Reveals How Corporate Law Departments Evolve as Companies Expand InternationallyNext articleKaiser Permanente Accelerates its Use of Cloud in Strategic Collaboration with Accenture and Microsoft Digital AIM Web Support Twitter TAGS  last_img read more